Mortgage rates are rising & it's hard to get pre-approval!

Our Rent-To-Own program is an ultimate alternative for first time home-buyers

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You’re not alone! Ever since the Banks tightened their lending rules it’s harder for Canadians to get a mortgage! Under these circumstances, you have to give up your dream of owning a home!

But, there is an alternative way to help you get the home you want NOW, that will also give you time to prepare for a MORTGAGE when the BEST RATES are available in the market!

Thankfully, there’s a Rent-To-Own option that may help you get into your own home as soon as possible instead of remaining stuck in the rent cycle.

Our Rent-To-Own program will get you the time...

To repair/rebuild your credit

To pay down your debts

To build your down payment

To become mortgage ready

If you’ve been turned down for a mortgage and are tired of renting, please keep reading.

We are grateful to help families buy their first home


Happy Homeowners


Financial Health Improvement


Smile spreaded

Do you have a good income and some savings? Then our RentToOwn-Now program is the best bet you have!

Understand what is a Rent-To-Own program or the lease-to-buy option?

Rent-To-Own programs enable you to rent a home with the added option of purchasing the property in the future. The monthly payments include a portion credited towards your future purchase. You enter into an agreement either directly with your landlord or through a Rent-To-Own company.

Start with a Minimum Down Payment.

RentToOwn-Now gets you your own home with a little down payment! And the best part? It goes into your home's purchase price and is attributed back to you at the end of the term.

Pick Your DREAM Home Today.

You can pick any home of your choice that is available for purchase and make it yours!

Quit Renting. Start Owning.

The price is locked! At the end of the term, we’ll help you with the financing to purchase the home and make you the Home Owner! Benefit? All the value built-in, plus the home, of course.

We have domain expertise to look into your roadblocks & clear them to bring you homeownership. Our team includes…


Mortgage Broker


Credit Repair Specialist


General Contractor




Program Manager







We are a proud member of the leading associations

Canadian Association of Rent to Own Professionals
For us a solution to recognize and reward great tenants

Our client success stories

I recently got homeownership, all thanks to the RentToOwn-Now (RTON) program. It started with a very tough process for me as I could not get any mortgage approval before. But I felt 100% confident when enrolling in RTON. In addition, the RTON team is extremely responsive towards financial betterment. They really listen to clients and go the extra mile with customer service.

Monty Moni
Kingston, ON

Honestly, my credit score was far from pretty. My mortgage application got rejected two times already! Currently the RTON team is coming as a hands up for me. Their likeability is what you want in someone teaming up with you to work towards your big dream of homeownership. If you ask me about a home-buying program 11 out of 10 times, I would recommend RTON.

Mike Hotten
Ottawa, Canada

I never thought I’d be able to own my own home, but thanks to the Rent-To-Own program, I was able to make it a reality. The team was so helpful and worked with me every step of the way to make sure I could afford the payments and stay on track towards owning my home. I’m so grateful for this program and highly recommend it to anyone who is struggling to get approved for a traditional mortgage.

John Schieven
Toronto, Canada

All your financials problems have a solution - A phone call. Book a meeting with us, tell us your story, so that we can get an overview of your challenges and assist you the best way !

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